For many Ottawa residents, the new Canadian Dental Care Plan (CDCP) opens the door to free dental care or lower-cost dental services. If you’re confused about the paperwork or how long it takes, don’t worry—understanding the CDCP application process for Ottawa residents is simpler than you might think.
If you’re an eligible Canadian resident with no existing dental coverage or limited dental insurance, you may qualify for the CDCP program, a government dental benefit aimed at helping people access oral health care services.
You’ll need to meet specific eligibility requirements, including family income and dental insurance coverage status. Once approved, you’ll get a welcome package with your coverage start date, a list of services covered, and information on any potential co-payment.
Let’s break down the process and answer common questions so you can get started with confidence.
What Is the CDCP and Who Can Apply?
The Canadian Dental Care Plan is a federal government social program launched by Health Canada to support Canadian residents in accessing routine and urgent dental care. It’s designed for people without private dental coverage through a benefits company, employment benefits, wellness accounts, or a family member’s employment benefits.
To qualify, you must:
- Be a Canadian resident with a valid Social Insurance Number
- Have an adjusted family net income under $90,000 (based on your most recent tax return submitted to the Canada Revenue Agency)
- Have no current access to dental insurance or private insurance
This includes those who rely on government social programs like the Ontario Disability Support Program, or those who receive pension benefits, family members’ pension benefits, or support through a professional or student organization.
How to Apply for the CDCP in Ottawa
- Gather Documents: Before applying, have your tax return, proof of household income, and details about any existing dental benefits ready. If you qualify through a valid Disability Tax Credit Certificate, include that too.
- Submit Online: Applications are completed through Health Canada’s website or by phone via their automated phone service.
- Wait for Confirmation: After submitting, you’ll get a determination letter explaining your eligibility, the CDCP coverage start date, and a breakdown of covered services like x-rays, fillings, exams, and cleanings.
- Check for Participating Dentists: Not all dental offices are part of the CDCP. At Fallowfield Dental, we’re proud to be among the oral health providers participating in this free dental program.
What Services Are Covered Under the CDCP?
The dental care plan from the CDCP includes routine dental care and treatments such as:
- Dental exams
- X-rays
- Fillings
- Basic oral surgery
- Preventive care
Some services may require prior approval, and a potential co-payment could apply if your family’s net income is closer to the $90,000 limit.
Coverage is based on usual and standard fees, and providers like Fallowfield Dental will bill Sun Life, the administrator of the CDCP, directly. If you use Sun Life or another insurance or benefits company, you may need to review your private insurance first to avoid duplicate claims.
Tips for a Smooth Application Process
- Double-check your eligibility criteria before applying.
- List all sources of income, including pension rules, a spouse or common law partner’s income, or family member support.
- Make sure your mailing address, preferred language, and documents are correct for tax purposes.
- If you’re part of a student organization or professional organization, check if they offer additional dental coverage options.
FAQs About the CDCP Application Process
How long does it take to get approved for CDCP?
It typically takes a few weeks to process your application. You’ll receive a welcome package and a determination letter once approved.
How to check status of CDCP application?
You can call the CDCP’s automated phone service or log in online using your information from the Canada Revenue Agency.
What is the new dental program for seniors in Canada?
It’s the Canadian Dental Care Plan, offering free dental care or low-cost coverage for seniors who meet eligibility requirements, including adjusted family net income and lack of private dental coverage.
What is the income limit for Canada’s dental benefit?
The dental benefit is available for households with an adjusted family net income under $90,000, with full coverage typically available for those with incomes below $70,000.
Book Your Appointment with Fallowfield Dental
At Fallowfield Dental, we’re here to help Ottawa residents navigate the CDCP program. Our team can guide you through the application, answer questions about CDCP fees, and provide quality care once you’re covered. We’re committed to helping you access the oral health services you need—affordably and comfortably.
Reach out to Fallowfield Dental today to learn more or book your CDCP-covered dental appointment. We’re happy to help you get started.