Interested in signing up for the Canadian Dental Care Plan (CDCP) but wondering what dental services are covered by the CDCP in Ottawa? The CDCP offers a wide range of oral health care services for eligible Canadians. From preventive care like cleanings and fluoride treatments to oral surgery services, the program is designed to support optimal oral health, especially for families with lower adjusted family net income.
For eligible Canadian residents in Ottawa, CDCP coverage includes dental exams, X-rays, root canal treatments, oral surgery, surgical removal of diseased teeth, partial dentures, and more. The federal government’s goal is to make oral health more accessible for those without private dental insurance or employment benefits.
Let’s explore the details of the CDCP dental care plan, including what’s covered, who qualifies, and how to apply, plus answers to some of the most common questions patients ask us at Fallowfield Dental.
What Is the Canadian Dental Care Plan (CDCP)?
The Canada Dental Care Plan is a free dental program created by Health Canada for eligible Canadians who don’t have access to private insurance through an employer, pension benefits, or a professional or student organization. It’s managed in partnership with Sun Life, the benefits company overseeing claims and reimbursements.
The plan helps reduce the cost of oral health providers by covering a percentage of services based on your family income. Depending on income level and treatment type, patients may still need to pay a co-payment.
Who Qualifies for CDCP Dental Coverage?
To qualify for CDCP coverage, you must:
- Be a Canadian resident without private dental insurance
- Have an adjusted family net income below $90,000
- Have filed your tax return for the previous year
- Not receive coverage through a family member’s pension benefits, wellness accounts, or a student organization
Note: Receiving support from the Ontario Disability Support Program (ODSP) does not disqualify you, but you can’t be double-covered by CDCP and another government-funded plan.
Covered Dental Services in Ottawa
The CDCP offers a wide range of covered dental services that promote and maintain good oral health. These include:
- Dental exams and preventive services
- Cleanings and fluoride treatments
- X-rays
- Periodontal services
- Oral surgery and surgical removal of diseased teeth
- Root canal treatments
- Partial dentures
- Some emergency dental services
- Coverage for moderate sedation in complex procedures
At Fallowfield Dental, we’re a participating CDCP dentist in Ottawa, proud to help eligible patients access the care they need.
What’s Not Covered?
While CDCP helps with many dental health needs, some treatments, like Invisalign, cosmetic teeth whitening, and dental bridges, may not be fully covered. Some complex procedures may require approval, and coverage may only apply partially depending on income level.
If you have private insurance or benefits through an insurance or benefits company, you may not qualify for this program. The CDCP is not intended to replace existing dental insurance but to assist those without any coverage.
How Much Coverage Can You Get?
Your CDCP coverage depends on your family’s net income:
- Under $70,000: 100% of eligible fees covered
- $70,000–$79,999: 60% coverage
- $80,000–$89,999: 40% coverage
These amounts are calculated using information shared by the Canada Revenue Agency for tax purposes.
What Happens After You’re Approved?
Once approved, you’ll receive a welcome package from Sun Life, with your coverage details and CDCP card. You can then schedule your dental appointment with a dental office like Fallowfield Dental, and we’ll check what’s covered before treatment begins.
Maintaining Good Oral Health with CDCP
This dental care plan makes it easier for eligible Canadians to stay on top of their dental health, prevent tooth decay, and address dental problems early. It’s a major step toward helping more people in Ottawa access oral health care services without financial strain.
If you’re experiencing a dental emergency or just need regular checkups, the CDCP can help make your next dental appointment more affordable.
FAQs
Are dental bridges covered by CDCP?
Dental bridges are not fully covered. The plan focuses on essential oral health care services and partial dentures, but bridges may fall outside the scope.
Is Invisalign covered by the CDCP?
No, Invisalign and other cosmetic orthodontic treatments are not covered under CDCP.
Who qualifies for free dental in Ontario?
Eligible Canadian residents with no private dental insurance and an adjusted family net income under $70,000 may qualify for fully covered services under the CDCP.
How to apply for CDCP dental coverage?
Visit the Government of Canada website and apply online through your CRA account. You’ll need your tax return from the previous year and your income details.
What is the income limit for Canada’s dental benefit?
The maximum family net income to qualify for any CDCP coverage is $90,000.
How long does it take to get approved for CDCP?
It may take a few weeks to process your application and receive your welcome package from Sun Life.
Need Help Understanding Your CDCP Eligibility?
At Fallowfield Dental, we’re happy to walk you through your eligibility requirements, help you apply, and confirm your coverage before your next visit.
Book an appointment with our dental office today, and let’s talk CDCP.