The Canadian Dental Care Plan (CDCP) is a federal government program designed to improve access to dental coverage for eligible Canadian residents without existing coverage.
If you’re wondering if you qualify and how to apply, we’ve got all the details to help you navigate the process.
Who Is Eligible for the CDCP?
To be eligible for the CDCP, you must:
- Be a Canadian resident with a valid Social Insurance Number (SIN).
- Have an adjusted family net income of less than $90,000.
- Not have existing dental coverage through an insurance or benefits company, family member’s employer benefits, or a previous employer.
- Meet all the eligibility criteria set by the federal government social program.
Some remaining eligible Canadian residents include adults with a valid disability tax credit certificate and those receiving benefits through the Ontario Disability Support Program (ODSP) or other provincial dental programs.
How to Apply for CDCP
Applying is simple and can be done online through Health Canada’s website. Here’s how:
- Check eligibility – Visit Health Canada’s website to review all the eligibility criteria.
- Apply online – Submit your application using your Canada Revenue Agency (CRA) account for tax purposes.
- Receive your welcome package – If approved, you’ll receive a welcome package with details on your dental plan coverage and how to book your next dental appointment.
- Find a participating dentist – Look for oral health providers and existing dental offices that accept CDCP.
The coverage start date for the Canadian Dental Care Plan (CDCP) depends on when an eligible Canadian resident applies and receives approval through Health Canada.
At Fallowfield Dental, we are a participating dental office and accept CDCP! If you have any questions about your CDCP coverage, we’re happy to help.
What Does the CDCP Cover?
The CDCP provides coverage for basic oral health care, including:
- Routine exams and cleanings
- Fillings and extractions
- Partial dentures
- Root canal treatments
- Oral surgery services
However, it does not replace existing dental coverage or cover all procedures. It’s always a good idea to check with your dental office about established fees covered by the plan.
FAQs About CDCP and Dental Insurance
How to Check CDCP Coverage?
To check your CDCP coverage, you can:
- Log into your Canada Revenue Agency account.
- Visit Health Canada’s website.
- Call your insurance or benefits company if you have an existing plan.
- Contact your dental office, such as Fallowfield Dental, for assistance.
What Is the Best Dental Insurance for People Over 65?
The best dental insurance for seniors depends on individual needs. Some options include:
- CDCP – Available for seniors with adjusted family income under $90,000.
- Private insurance plans – Offered by Sun Life, Manulife, and others.
- Provincial dental programs – Like Healthy Smiles Ontario, for those with limited income.
- Employment benefits – Some seniors retain dental benefits from a previous employer or family member’s pension benefits.
Does Canada’s free healthcare cover dental?
Canada’s public healthcare system does not provide dental services like checkups, cleanings, oral surgery, or root canal treatments. Instead, most Canadians rely on private dental insurance, employment benefits, or government programs like CDCP and provincial dental programs.
Is it worth buying dental insurance in Canada?
If you don’t qualify for CDCP and don’t have existing coverage, buying dental insurance can be a good idea. It helps cover routine oral health care, dental appointments, and unexpected treatments like oral surgery services. Some Canadians also use health and wellness accounts or wellness accounts to manage costs.
Need Help? Contact Fallowfield Dental!
At Fallowfield Dental, we proudly accept CDCP and help patients navigate the federal government program intended to improve access to dental care. We strongly suggest patients check their eligibility before their next dental appointment. If you have questions about direct billing, declining dental coverage, or need assistance, contact us today!
Your oral health matters, and we’re here to support your holistic oral health journey.